Special Risk

Donald A. Rowe R.H.U. is a nationally recognized and respected Employee Benefit and Special Risk Expert. His ability to positively affect a company’s bottom line and overall reputation and performance has earned him a leadership position in the employee benefits industry.

 

Today, accident protection for members of groups or associations participating in sponsored and supervised events and activities is a necessary and important offering. Schools and day-care centers, as well as sporting clubs, churches, social clubs or civic groups all recognize the value of Special Risk coverage. Consulting with Special Risk experts like Donald A. Rowe makes the difference in wellbeing and bottom line.

 

An Expert You Can Trust

With more than 20 years in the employee benefits industry, and in his current position as Vice President of the Employee Benefits Department of Legal Club of America, he offers outstanding knowledge in these areas of Special Risk:

• Excess & blanket high-level Accident Medical coverage, including:

     - Heart and Circulatory

     - Repetitive Motion (Expanded Medical)

     - Dental care expenses

     - Physical therapy expenses

     - Orthopedic appliances expenses

     - Transportation expenses

• Accidental death and dismemberment – loss of life, limbs, sight, speech and hearing.

• Temporary Total Disability

• Unique coverages, including:

     - Paralysis

     - Medical evacuation

     - Repatriation of remains

     - ID Theft

 

Experience Makes a Difference

As the importance of providing outstanding insurance programs increases, companies and organizations turn to Special Risk experts like Donald A. Rowe who can significantly reduce the amount of time, money and effort that it takes to successfully develop and sustain these programs.

 

For more than 20 years, Donald A. Rowe R.H.U. has offered his knowledge and expertise to some of the most highly regarded employee benefit carriers in the business – The Travelers, CIGNA and UNUM. In addition to Special Risk, he helps companies of all sizes with Voluntary Employee Benefits and Executive Benefits.